> ## Documentation Index
> Fetch the complete documentation index at: https://docs.omnifact.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# AI Credits and Usage Limits

> Learn what AI credits are, what happens when they run out, and which models remain available.

This guide explains how Omnifact measures your team's AI usage and what happens when your usage exceeds the monthly credit limit.

## What are AI credits?

Each user gets a monthly credit allowance, which is pooled at the organization level. Credits are consumed when using AI models. Different models cost different amounts.

<Info>
  More capable premium models consume credits faster than smaller, more efficient models.
</Info>

## What happens when credits run out?

If your organization's pooled credits are exhausted, you are automatically switched to smaller, efficient models (one per provider your organization uses).

* Premium models appear **grayed out** in the model switcher until credits reset.
* You can **keep working** without interruption — just with a smaller model.

## Which models are available after credits are used up?

You will have access to the following fallback models:

| Provider      | Fallback model   |
| :------------ | :--------------- |
| **OpenAI**    | GPT-4o Mini      |
| **Anthropic** | Claude Haiku 4.5 |
| **Google**    | Gemini 2.0 Flash |

<Note>
  You will only see the fallback models for providers your organization has explicitly enabled.
</Note>

## When do credits reset?

Your credit balance is restored when one of the following occurs:

* At the start of your next **billing period**.
* Or when your organization's administrator manually **recharges credits**.

## What can I do?

If you hit the credit limit, you have a couple of options:

<CardGroup cols={2}>
  <Card title="Continue working" icon="play">
    Keep using the available fallback models. They are highly capable and suitable for most daily tasks.
  </Card>

  <Card title="Contact your admin" icon="user-tie">
    Reach out to your organization's administrator about upgrading your plan or purchasing additional credits.
  </Card>
</CardGroup>